Workers Comp Claims

Personal injury is any harm in the physical, mental or emotional sense that a person suffer because of the negligence of another entity. There are a lot of cases that fall under personal injury like slips and falls, car accidents, industrial accidents, employment disputes and a lot more. In each of these cases, the victim can make a claim for monetary compensation against the person liable. If an injury happened in the workplace, the employee can file for Workers Compensation Claims to cover medical expenses, injury and lost wages.

Filing for a Workers Comp Claims

1. Notify your supervisor as soon as the injury has occurred
2. Tell your doctor that you were injured on the job, the medical bills must be sent to Risk Management for payment under workers comp
3. Keep your supervisor informed of your progress and anticipated to work date
4. Notify your supervisor and Risk management, if you are able to work part or can work with temporary job modification
5. Additional forms and contact with the insurance adjustors may be necessary

It is important however to make it known to the employer that an injury has happened. Following this should be a medical examination to determine the extent of the injury. Insurers usually ask for medical documents to substantiate the compensation claim so this will be very advantageous. Before provisional liability payments begin or a claim is accepted, the insurer requires certain facts. It will investigate the matter by questioning the employer and the employee, and seeking information from the treating doctor.

With this, the law provides a specific span of time in order for an injured worker to file for workers compensation claims. Usually a period of six months period from the date of the injury is allotted for this. But in some special situations, it can be extended to three years. The employee is not entitled to compensation unless notice of the injury has been given to the employer as soon as possible after the injury, and before the worker has voluntarily left the employment in which the employee was at the time of the injury.